Our Foundation

Our commercial insurance offerings.

We provide protection for businesses against financial losses resulting from unexpected events — property damage, liability claims, business interruptions, and employee-related risks.

Body Corporate Insurance

Secure your community assets. This includes:

  • Common Property: Protection for shared buildings and facilities
  • Liability: Cover for accidents or damages on common property
  • Financial Risks: Safeguards for trustees and residents

Mining & Transportation

Specialised coverage for challenging environments:

  • Heavy Equipment: Protection for machinery and assets
  • Property & Fleets: Coverage for commercial property and vehicle fleets
  • Liability: Safeguards against third-party claims

Building Insurance

Comprehensive cover for commercial buildings:

  • Fire & Theft: Protection against damage or loss
  • Natural Disasters: Coverage for storms, floods, and earthquakes
  • Business Interruption: Financial protection if operations are halted

Transportation Insurance

Protect your vehicles and cargo:

  • Commercial Vehicles: Coverage for damage, theft, or accidents
  • Cargo Protection: Insurance for goods in transit
  • Industry-Specific Cover: Tailored to transport businesses

SASRIA

SASRIA cover protects businesses and individuals against losses caused by politically motivated events that standard insurance typically doesn't cover:

  • Protection against politically motivated incidents
  • Covers riots, strikes, civil commotion, and terrorism
  • Additional security beyond standard insurance

Customised Solutions

We work closely with you to create tailored packages that align with your:

  • Unique Risks: Insurance designed for your industry
  • Budget: Flexible options without compromising protection
  • Future Growth: Scalable cover as your business expands
Small Business Insurance

Commercial insurance is simply cover for your business.

Your business may be small, but the risk to your livelihood is not. Whether you work from one premises, travel between clients, employ a small team, or operate a few vehicles, we help combine cover around the way you actually work.

01

Guesthouses & Lodges

Buildings, contents, guest liability, equipment breakdown, and income lost after an insured event.

02

Workshops & Service Centres

Customer vehicles in your care, workshop equipment, tools, stock, premises, and public liability.

03

Electricians

Public liability, tools and equipment, work vehicles, contract works, and cover while working on site.

04

Plumbers & Contractors

Liability for accidental damage, tools, portable equipment, vehicles, and materials at the job site.

05

Motor Dealerships

Vehicle stock, demonstration vehicles, showroom contents, liability, and business interruption.

06

Restaurants & Caterers

Kitchen equipment, stock deterioration, fire, customer liability, delivery vehicles, and lost income.

07

Logistics & Delivery

Commercial vehicles, goods in transit, carrier liability, depot contents, and business interruption.

08

Shops, Offices & Small Fleets

Premises, stock, electronic equipment, money, liability, vehicles, and interrupted income.

Why Avaltren

The trusted partner for your business.

Our commitment to personalised service, industry expertise, and comprehensive coverage options makes us the trusted partner for your personal and commercial insurance needs. Let us help you protect what matters most.

Get Covered Today

Ready to protect what matters?

Get a quick, free quote and start your commercial insurance plan today.